Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. First Federal Savings & Loan Association FREE. We will apply payments at our discretion, including in a manner most favorable or convenient for us. When you bank with us, your money is invested here and stays here, working for and giving back to our community. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. The composition of a deck is known to each player. The faces of the cards may all be unique, or there can be duplicates. Normally the backs of the cards are indistinguishable. Each card has two sides, the face and the back. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. A card game is played with a deck or pack of playing cards which are identical in size and shape. Variable APRs will vary with the market based on the Prime Rate. Standard purchase APR: x% - x% variable, based on your creditworthiness. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies.

1st playing cards back